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Should I Talk to my Insurer after a Car Wreck?

Do I call my insurance after an accident? After an accident, many drivers are uncertain about whether they should contact their insurance company.

In this comprehensive blog post, we will delve into the intricacies of reporting an accident to your insurance company and how to handle communication with both your insurer and the at-fault driver’s insurance provider.

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Driving without Insurance in Texas

Purchasing insurance for your vehicle is one of your main legal duties in the state of Texas. While jail time is not something you’ll face when driving without insurance in this state, this is still a crime, and you could face several penalties and fines.

This goes for all motorists, whether driving in the city or on an open back road. This post will cover everything you need to know about driving without insurance in Texas.

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Suing an Insurance Company for Denying Claim

The role of an insurance company is to protect you by providing coverage for things like injuries or damage to property. However, there are cases where an insurer doesn’t live up to your expectations and fails to provide the coverage you enrolled for.

If your insurer denied your claim, there are options to explore, including suing an insurance company for denying a claim.

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First-Party vs Third-Party Insurance Claims Explained

When you’re involved in an accident, it can be confusing to know how the insurance coverage will work. Who is at fault is often a determining factor of whose insurance will pay – whether it will be a first or third-party claim – but the outcome isn’t always straightforward. 

Read on to learn more about first and third-party insurance and how people make the claims.

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What if the At-Fault Driver Won’t Contact Insurance Company?

It’s a nightmare. You get into a car accident, and the at-fault driver won’t contact insurance. What do you do? Who do you call? It can be a frustrating thing to deal with.

Thankfully, you’re not at a total loss.

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How Car Insurance Works

If you’ve recently been involved in a wreck, you’re probably wondering how car insurance works.  Either you’ve paid for insurance for years and now you finally need to use it, or you want to know about the insurance for the person who caused the wreck and your personal injuries.  You’ve come to the right place.  Below, we have provided you with the Guide to Insurance.  This guide is applicable regardless of whether you’re here about a motorcycle wreck, car wreck, truck wreck, or any other type of personal injury claim.

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How do I show my insurance company that my claim is valid?

There are a number of different things that you can do in order to show the insurance company that your claim is valid.

Remember that insurance companies are not on your side. You need to stand up for yourself and stand firm on you claim.

Do not accept less compensation than you deserve for your insurance claim.

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What you need to know about Insurance Adjusters after a Car Accident

What is an Insurance Adjuster?

An insurance adjuster is an employee of an insurance company whose job is to review the details of the car accident and determine the insurance company’s liability. In order to do this the adjustor will review the insurance claim by conducting interviews with the claimant and any possible witness to the accident. The adjustor will also review the claimant’s medical records, and consult with the police report.

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Subrogation in Car and Truck Accidents

Why do Insurance Companies Seek Subrogation?

Insurance companies see subrogation as a source of revenue. This revenue has become a necessity in recent years because premiums have been lowered because of market pressure. You should understand the basics of subrogation because subrogation clauses are common in most car insurance policies.
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